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Dr. Roman von Ah

Inflation and reduced savings years jeopardize pension security

Author: Dr. Roman von Ah

The rampant inflation, even if it tends to decrease, will accompany us for a long time. The effects on the Swiss 2nd pillar can be great.

In particular, a late career entry as well as reduced savings years endanger the security of the pension (in german only). Lump-sum withdrawals are not recommended.

The article was published in Finanz und Wirtschaft - Vorsorgebeilage on September 9, 2023.

Inflation and reduced savings years jeopardize pension security

Dr. Roman von Ah

Interest rate turnaround: 1 year of positive interest rates - The laws of economics still apply

Author: Dr. Roman von Ah

Are we living in an inflationary environment with rising interest rates in the longer term? Fundamental factors argue for a decline in interest rates once the central banks have won the battle against interest rates.

The following article was published in the trade journal Schweizer Personalvorsorge of 03/2023 (in German / French only)

Interest rate turnaround: 1 year of positive interest rates

Dr. Roman von Ah

Are there alternatives to stocks? Yes, but no better ones

Stock market bear markets regularly raise the question of stock alternatives. The simple answer: Of course there are alternatives. Whether they are better is an open question.

The article "Es gibt keine Chancen ohne Risiken" in Sonderbund Vorsorge der FuW (Finanz und Wirtschaft, 10. September 2022, in German only) shows why equities must always have the highest expected returns on economically sound grounds.

There are no better alternatives than equities

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