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Taking a lump-sum payment upon retirement is a huge mistake
Government
supplemental
benefits will skyrocket
“45% of all individuals who received pension benefits for the first time in 2024 opted for a lump-sum payment; another 19% chose a combination of an annuity and a lump sum.” These figures reveal more than just a shift in individual preferences: they mark the beginning of a social policy problem whose costs will only become apparent over time.
Swiss small caps
making a «Comeback»?
Since the early 2000s, Swiss small caps have outperformed the Swiss Market Index (SMI TR) by a cumulative 263%. In recent years, however, this outperformance has been curbed by the global rise of mega-cap technology companies and an overall uncertain market environment.